Last updated 24 July 2026
The short version: we collect as little as possible, we don't sell your data, there are no ads, and there's no third-party analytics or tracking. But StockChat is not end-to-end encrypted — read section 4 before you post anything you'd consider sensitive.
StockChat is an iOS group-chat app for discussing stocks, operated from the United States. Questions: support@stockchat.io.
We do not collect your contacts, location, browsing activity, advertising identifiers, or brokerage or financial-account credentials. We use no third-party analytics or advertising SDKs.
Message text is encrypted with a key shared by your group, both while stored and while being delivered as a notification. That means the notification infrastructure can't read your messages.
However, StockChat is not end-to-end encrypted. The encryption key is stored in iCloud alongside your data, so Apple could technically access message content, and we retain the ability to read reported content in order to act on abuse reports. Please treat StockChat as a private group chat, not as a secure or confidential channel. Don't send anything you wouldn't want reviewed — no account numbers, passwords, government identifiers, or non-public material information.
When you ask the in-app AI a question, that question and relevant surrounding conversation context are sent to Google's Gemini API to generate the answer. Google processes it as our service provider and, under our API terms, does not use it to train its models. Don't put sensitive personal information into an AI question.
Price and company information is fetched from third-party market-data providers. Those requests reveal which tickers are being looked up, but are not tied to your name or profile.
We do not sell your data and we don't share it for advertising. We share only with the service providers needed to run the app — Apple (iCloud, push delivery), Amazon Web Services (hosting, push), Google (the AI features), and market-data providers — and with other members of groups you join, who can see everything you post there. We may also disclose information if legally required, or where necessary to investigate abuse or protect someone's safety. We report suspected child sexual abuse material to the National Center for Missing & Exploited Children, as US law requires.
Messages and groups persist until deleted by you or another member with permission to do so. Push tokens are removed when they stop working or you disable notifications. Note that messages you sent to a group may remain visible to other members even after you leave or delete your account, because a copy exists in that shared group.
Depending on where you live, you may have additional rights over your personal data (for example under the CCPA or GDPR), including access, correction, deletion, and the right not to be discriminated against for exercising them. Email us and we'll honour any valid request.
StockChat is not intended for children under 13 and we don't knowingly collect their data. If you believe a child under 13 is using the app, email us and we'll delete the account.
If we make a material change to this policy we'll update the date above and notify you in the app.